When you’re thinking about making a move to South Jersey—maybe to beautiful towns like Maple Shade or Palmyra—you’ll naturally ask: What’s it going to cost me? From housing expenses to groceries, utilities and events that turn a place into “home,” understanding the real numbers matters. Here’s the full picture plus details on local events that help you feel the local community vibe.

Housing & Rent

Housing remains the largest chunk of costs you’ll face. In New Jersey overall, the cost-of-living index stands around 114.2 (on a scale where 100 equals the U.S. average). That means expenses here are approximately 14-20% higher than national norms. In South Jersey specifically, rents are climbing. For example: in Cumberland County rent jumped from about $1,566 in 2024 to $1,652 in 2025 (an increase of 5.5%). So whether buying or renting, budget accordingly.

Utilities, Food & Everyday Life

Across New Jersey:

Average annual personal spending: about $63,814 per person (2023 data) Monthly average living cost in many NJ cities: ~$2,750 (for single person including rent)
 

You’ll want to account for utilities, groceries, transport and taxes. For instance, in one cost-of-living breakdown: housing & utilities ~$11,405 annually; health care ~$9,762; food & beverages ~$4,432.

Taxes & Local Considerations

New Jersey is known for higher property taxes and living costs than many states. On the flip-side, many South Jersey towns offer appealing suburban or small-town lifestyles, reasonable commutes to larger job markets, and local charm that matters when evaluating value.

Is South Jersey Worth It?

Here’s the key question: Are you getting value for your budget? If you compare costs to major metro areas (like NYC), South Jersey often offers a more comfortable balance—good homes, access to lifestyle amenities, manageable commute, and community events that build connection. On the other hand, if you expect “cheap,” this region still demands respect for budget due to its elevated cost of living.

If you’re planning a move or evaluating your living situation in South Jersey, here are my parting tips:

Prioritize location: Even within South Jersey the cost varies significantly.
Embed community in your decision: Events, local markets, culture—those make a place more than just a house.

Budget beyond mortgage or rent: Utilities, taxes, lifestyle and local ties matter.

Stay informed: Knowing the real numbers empowers your decisions.

Got questions about specific towns like Maple Shade or Palmyra? I’d love to dig into those too. Let’s make your move smart.